Finance Tips and Notes

If you have bad credit then you will be willing to try virtually anything to get it sorted out. You might of heard about credit repair software, however before you decide to use it you need to make sure you are fully aware of the benefits and disadvantages of using this option. There are actually very few disadvantages, as long as you choose a high quality software.

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There are five pieces of information the credit bureaus use when calculating your score. Here is the list and the approximate value they carry into the bureaus scoring model.

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A dispute letter is an individuals’ method of challenging a negative mark on their credit report. In this letter a reason for the dispute and what item you are disputing is required.

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