Internet Business Tips and Notes

Along with spam advertisements hawking prescription medicines, ‘cheap’ mortgage rates and online gambling sites, there are a number of common scams whose sole goal is to separate you from your money.

One of the most common is the Nigerian bank scam. Someone sends you an email pretending to have some kind of relationship to a government official who has recently died, most often in Nigeria. They claim to know about money that was deposited in a secret account that is not accessible to them. In exchange for paying the “transfer fees” and accepting the money in your account, you get to keep a large portion of it. Of course, there is no money and they just want to get your bank account information and the transfer fees you send them.

Some Internet scams offer investment opportunities with huge paybacks. They usually claim to be risk-free, but once they have your money, you’re very unlikely to see any return. Another common scam involves offering credit cards for those with bad credit ratings - just send a security deposit and processing fees. In return you get - that’s right - nothing. And by the time you start to investigate, the scam artist has disappeared.

Remember these offers are worse than even ordinary spam. Legitimate businesses do not promote their products by spamming. They e-mail selected groups, generally those who have purchased from them before or voluntarily offered an e-mail address. Other offers should usually be ignored. Simply hit your delete button. However, even highlighting the e-mail in order to delete it can signal a spammer that you received one.

How To Avoid Getting Scammed

Never reply to spam. Doing so simply indicates to the spammer that your e-mail address is valid, and you’ll receive more spam than before. Some spam contains a message offering to remove your e-mail address from their mailing list. Don’t use even this service - it’s nothing but another method for verifying e-mail addresses.

And above all else, never give any private information like credit card numbers or bank account information via email. Companies like Paypal or your bank will never ask for your username and password in an email message.

Spam isn’t an easy things to stop, but if you don’t recognize the person sending you the message, and it sounds too good to be true, it probably is. Besides, how many dead Nigerian dictators with huge bank accounts can there really be?

Tags: affiliate marketing